The Financial Consultant

Your future, a little clearer

What Will It Take for You to Retire Comfortably?

See how much you may need — and how much you can start setting aside today.

What lifestyle do you want?

Four simple details. No sign-up needed.

Your age in years.

Choose an age later than your age today.

In Philippine pesos, based on today’s lifestyle and costs.

Optional. Include only money set aside for retirement.

See calculation assumptions
  • Inflation: 3% per year, before and during retirement.
  • Retirement period: 25 years. Retirement-phase return: 4% per year.
  • The retirement fund covers monthly withdrawals starting at retirement and increasing with inflation. It is assumed to be fully used by the end of the period; no legacy balance or pension income is included.
  • Annual investment returns are effective annual rates converted to equivalent monthly rates. Contributions are fixed amounts paid at month-end. Existing savings stay invested, including during any delay.
  • Investment growth scenarios are illustrative only. Actual investment returns may be higher or lower. Growth is modeled smoothly; real markets fluctuate.
  • Inflation, fees, taxes, market conditions, lifestyle changes, and personal circumstances can affect actual results. Fees and taxes are not deducted in these estimates.
  • Figures are rounded for display. Monthly contributions are rounded up to the next peso.

This calculator is for educational and illustrative purposes only and does not constitute financial or investment advice. Results are estimates based on assumptions and may differ from actual outcomes. Investment returns are not guaranteed and may fluctuate.

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